The Federal Government of Nigeria has opened the application portal for the GEEP FarmerMoni federal government interest free loan, allowing eligible Nigerians to apply for financial support of up to ₦300,000.
FarmerMoni is part of the Government Enterprise and Empowerment Programme (GEEP), designed to support smallholder farmers with affordable financing to improve productivity and strengthen their livelihoods. The loan is provided without interest and without collateral, making it accessible to farmers who are often excluded from traditional banking services.
This programme focuses on helping farmers access essential inputs such as seeds, fertilisers, farm tools, and basic equipment needed to grow their agricultural activities sustainably.
What Is FG GEEP FarmerMoni?
FarmerMoni is a component of GEEP, a Federal Government empowerment programme implemented under the National Social Investment Programme Agency (NSIPA). It targets economically active farmers who need small but structured financial support to expand or stabilise their farming operations.
Unlike commercial loans, FarmerMoni is structured as a federal government interest free loan, aimed at financial inclusion rather than profit-making.
Features of the GEEP FarmerMoni Loan
The FarmerMoni programme comes with several farmer-friendly benefits:
Interest free loan of up to ₦300,000
Three-month moratorium before repayment begins
No collateral required
Nationwide coverage across all six geopolitical zones
Special focus on women, youth, and vulnerable groups
Designed strictly for productive farming activities
These features make FarmerMoni suitable for crop farmers, livestock keepers, fish farmers, and small-scale agribusiness operators.
Who Can Apply for the FarmerMoni Loan?
The programme is open to Nigerians who are actively involved in farming or agricultural value chain activities. Priority is given to:
Smallholder farmers
Women farmers
Youth involved in agriculture
Rural and semi-urban farmers
Informal agribusiness operators
Applicants are expected to use the funds strictly for farming-related purposes, not personal consumption.
How to Apply for FG GEEP FarmerMoni 2025/2026
Interested applicants can apply online through the official GEEP portal.
Step-by-step application process:
Visit the official GEEP application portal
https://geep.nsipa.gov.ngSelect FarmerMoni from the available GEEP programmes
Complete the online registration form with accurate personal and business details
Submit your application and wait for verification and further instructions
Applicants are advised to ensure their details are correct and consistent with official records to avoid delays during verification.
Important Things to Know Before Applying
FarmerMoni is not a grant. It is a structured federal government interest free loan that must be repaid according to agreed terms. Repayment performance may also determine eligibility for higher loan amounts in future cycles.
There is no application fee. Applicants should be cautious of individuals or platforms requesting payment to “facilitate” access to the loan.
Benefit of FarmerMoni to Nigerian Farmers
Access to affordable finance remains one of the biggest challenges facing smallholder farmers in Nigeria. FarmerMoni helps bridge this gap by providing structured, interest free funding that supports productivity, food security, and income stability.
By supporting farmers directly, the GEEP programme contributes to rural development, job creation, and national economic growth.
Conclusion
If you are a farmer looking for a legitimate federal government interest free loan to grow your agricultural activities, GEEP FarmerMoni remains one of the most relevant programmes to consider for 2025 and 2026.
For updates, guides, and verified information on government empowerment programmes, continue to follow Ngempower.com.
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